Now Live Across India
One App.
Infinite
Opportunities.
India's AI-Powered Financial Super Platform
Credit Cards • Loans • Credit Score • Payments • Travel • Rewards
✅ 25M+ Consented Customers✅ 40+ Banking Partners✅ RBI-Compliant Ecosystem✅ Secure & Encrypted
India's most comprehensive financial super app — wallets, loans, insurance, investments, travel, and an AI Finance Co-Pilot. All in one place.
Trusted by thousandsacross 50+ cities in India
Earn on everything.
One App Infinite Possibility.
Real rewards on every spend — from daily shopping to travel, gifts and beyond.
Financial
Benefits
📊 Free Credit Score
💳 Pre-Approved Cards
🏦 Instant Loans
20+ Banks
Pre-approved offers
1%
Flat CashBack on Retail Spends
Earn acrossall merchants
501%
Upto discount on Gift Vouchers
Everything Finance,
in One Place
AkikoPay delivers a seamless financial experience built for every Indian — from urban metros to Tier 2 & 3 cities.
Digital Wallet
Instant money transfers, QR code payments, and a secure digital wallet. Pay anyone, anywhere in seconds.
LiveCredit Distribution
Personal, business, and home loans through partner banks and NBFCs — minimal docs, fast disbursal.
LiveTravel Bookings
Book flights, hotels, and more directly within the app. Earn cashback on every travel transaction.
LiveAI Finance Co-Pilot
Your personal AI monitors spending, suggests savings, alerts on investments, and guides smarter decisions — through a natural conversation interface.
Phase 2 · Coming SoonYour AI Financial
Assistant
AkikoPay uses AI to analyze your financial profile and recommend the best cards, loans, and savings opportunities — instantly.
Instant Eligibility Engine
Credit Score Intelligence
0
Active Kiosks Nationwide
0+
Target Users in 6 Months
NSE
Listed Since July 2024
Trusted Across India
Real numbers from real users — India's fastest growing financial super-app.
10L+Cards Approved
₹500Cr+Loans Disbursed
25M+Users Analyzed
40+Banking Partners
Launching in Two Phases
A carefully staged rollout to deliver immediate value while building toward the full super-app vision.
1
March 2026
Payments & Credit Foundations
Digital wallet, QR payments, automated savings, micro-credit, and a full credit distribution platform.
Digital WalletQR PayPersonal LoansBusiness LoansTravelSavings
2
December 2026
Full Super-App Experience
Credit cards, comprehensive insurance, SIPs, mutual funds, and an AI Chat Box as your personal Finance Co-Pilot.
Credit CardsHealth InsuranceSIPsMutual FundsAI Co-PilotLife Insurance
One App for All of Life
AkikoPay brings finance, lifestyle, and intelligence into a single seamless experience tailored for Bharat.
1% Cashback on First Transaction
Sign up and earn instant cashback on your very first transaction. Real rewards from day one.
Free Credit Score
Check your credit score anytime for free — stay on top of your financial health with real-time updates.
One App. Infinite Financial Opportunities.
- 💳 Credit Cards
- 💰 Loans
- 📊 Credit Score
- 🧠 AI Advisor
- ✈️ Travel
- 🎁 Rewards
Built on a Decade of Trust
"Akiko — a glistening child — symbolising growth, innovation, and continuous learning."
Founded in 2018 by Ankur Gaba, Akiko Global Services has grown into one of India's most trusted financial product distribution companies.
AkikoPay marks our next chapter — transforming from distributor to builder, creating the financial operating system for 1.4 billion Indians.
Akiko Global Services launched with a mission to democratise financial product access across India.
Launched a tech-led platform for transparent, fast financial access across Tier 2 & 3 cities.
Listed on NSE on July 2nd. Scaled to ~20,000 kiosks and ₹250–300 Cr in loans disbursed.
Digital wallet, credit layer, travel bookings, QR payments, and prepaid cards via iServeU.
Full super-app: AI Finance Co-Pilot, insurance, investments, and advanced credit cards.
1% Cashback on First Transaction
Start Your
Financial Journey
Join thousands of Indians simplifying their financial lives with AkikoPay. Download and get started in minutes.
What Users Say
Thousands of Indians trust AkikoPay every day for credit, payments, and financial guidance.
"Got my card approved in minutes! The process was seamless and the AI suggestions were spot on."
"Best financial app I've used. Credit score tracking is free and the loan offers are genuinely pre-approved."
"Super fast and easy process. Got a personal loan disbursed in under 24 hours. Highly recommended!"
