Compare credit cards from India's leading banks in one place. Find lifetime-free options, premium travel cards, cashback cards and more — matched to your profile.
Fill in a few details and we'll match you with the best credit cards based on your profile.
Hand-picked credit cards across banks, fees and reward categories. Find the one that fits how you spend.
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A credit card, used responsibly, is one of the most powerful financial tools at your disposal — a builder of credit history, a multiplier of everyday spends, a passport to airport lounges and partner offers.
At AkikoPay, we don't just list cards; we match you with cards that fit your spend pattern, income and lifestyle, drawing from 40+ banking partners across India.
Four simple steps from "I'm curious" to "card in hand".
Tell us your name, income and city in under 30 seconds.
We surface the cards you're most likely to be approved for.
Compare benefits side-by-side and choose what fits you.
Complete KYC online, get instant approval from the bank.
Everything you wanted to know before applying.
A credit card lets you borrow money from the issuing bank up to a pre-approved limit to make purchases. You repay the borrowed amount within a billing cycle (typically 30 days) to avoid interest, or carry a balance and pay interest on the outstanding amount.
No. Checking eligibility through AkikoPay is a soft inquiry and has zero impact on your credit score. A hard inquiry only happens when you formally apply for a specific card with a bank.
You'll typically need a PAN card, Aadhaar (for KYC), income proof (latest 3 months' salary slips for salaried, ITR for self-employed) and address proof. Most banks now accept fully digital documentation.
Entry-level credit cards typically require a monthly income of ₹15,000–₹25,000. Premium cards may require ₹50,000 and above. Self-employed applicants are usually assessed on annual ITR rather than monthly income.
Most banks offer instant in-principle approval after eligibility check. Final approval and card dispatch generally takes 5–7 business days, depending on KYC verification and address check.
Yes. AkikoPay is RBI-compliant and uses bank-grade 256-bit encryption. We never store sensitive details like card numbers or CVVs. Your credit information is fetched only with your explicit consent.
Safety note: AkikoPay will never ask you to make a payment anywhere outside our secure website. Do not make any payment to bank accounts or wallets, or share your card details with anyone claiming to operate on our behalf. We do not sell loans on our own and do not charge any fee from our customers. Credit score and analysis are powered by Experian.