Legal
We at AkikoPay are committed to protecting your privacy and handling your data with transparency and care. This document explains exactly how we do that.
At AkikoPay (operated by Akiko Global Services Ltd.), accessible from https://www.themoneyfair.com/, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains the types of information that is collected and recorded by AkikoPay and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.
This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collected on AkikoPay. This policy is not applicable to any information collected offline or via channels other than this website.
We believe that privacy is a fundamental right. AkikoPay is built on a foundation of transparency — we tell you exactly what data we collect, why we collect it, how we use it, and how you can control it.
As a regulated financial services platform operating under Indian law and ISO 27001:2013 standards, we employ industry-best security practices to protect your personal and financial information at every touchpoint.
Key commitment: AkikoPay does not sell, rent, or trade your personal data to any third party for commercial purposes. Your data is shared with our banking partners only when you explicitly apply for a product, and only with your informed consent.
By using our website, you hereby consent to our Privacy Policy and agree to its terms. Your continued use of the AkikoPay platform constitutes your acceptance of this policy and any updates made to it.
For certain activities — such as applying for a credit product or checking your credit score — we will ask for your explicit, informed consent before sharing your information with third-party partners. You may revoke consent at any time by visiting our Consent Revoke page.
The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide it.
| Data Type | Examples | When Collected |
|---|---|---|
| Identity Data | Name, PAN, date of birth, gender | Account registration, KYC |
| Contact Data | Mobile number, email address, postal address | Registration, form submissions |
| Financial Data | Income, employment type, bank statements | Loan/card applications |
| Technical Data | IP address, browser type, device ID | Automatically on site visit |
| Usage Data | Pages visited, clicks, session duration | Continuously during site use |
| Communication Data | Messages, queries, attachments sent to us | When you contact support |
We use the information we collect in various ways, including to:
We will never use your data to make automated decisions that significantly affect you without human oversight, nor will we use it for purposes incompatible with those for which it was collected.
AkikoPay follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services' analytics.
The information collected by log files includes:
These are not linked to any personally identifiable information. The purpose of this data is for analysing trends, administering the site, tracking users' movement on the website, and gathering demographic information to improve our services.
Like any other website, AkikoPay uses "cookies". These cookies are used to store information including visitors' preferences and the pages on the website that the visitor accessed or visited.
The information is used to optimise the users' experience by customising our web page content based on visitors' browser type and other information. We use the following types of cookies:
You can choose to disable cookies through your individual browser options. Disabling cookies may affect the functionality of certain parts of our website.
Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons in their respective advertisements and links that appear on AkikoPay, which are sent directly to users' browsers. They automatically receive your IP address when this occurs.
These technologies are used to:
Note that AkikoPay has no access to or control over these cookies used by third-party advertisers. You may consult the respective Privacy Policies of these advertising partners for detailed information on their data practices.
AkikoPay's Privacy Policy does not apply to other advertisers or third-party websites. We advise you to consult the respective Privacy Policies of these third-party services for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
Our key third-party service providers include:
You can choose to disable cookies through your individual browser options to limit third-party tracking.
Under the California Consumer Privacy Act (CCPA), among other rights, California consumers have the right to:
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.
We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
You have the right to request copies of your personal data. We may charge a small fee for this service.
You have the right to request that we correct any inaccurate information or complete any incomplete information.
You have the right to request that we erase your personal data, under certain conditions.
You have the right to request that we restrict the processing of your personal data, under certain conditions.
You have the right to object to our processing of your personal data, under certain conditions.
You have the right to request that we transfer your data to another organisation, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. Data is stored on India-based cloud hosting. If you would like to exercise any of these rights, please contact us.
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their children's online activity.
AkikoPay does not knowingly collect any Personally Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best to promptly remove such information from our records.
Our financial services are intended for adults aged 18 years and above. Persons between 13 and 18 years of age should use our platform only under parental supervision.
We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any significant changes by:
These changes are effective immediately after they are posted on this page. Your continued use of AkikoPay after changes are posted constitutes your acceptance of those changes.
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us:
For data protection queries, you can also reach our Grievance Officer who is responsible for addressing privacy-related concerns under applicable Indian law.
For general inquiries about the Privacy Policy, visit our Contact Us page. For immediate data deletion requests or consent revocation, visit our Consent Revoke page.
Security Notice: AkikoPay will never ask you to make a payment anywhere outside the secure AkikoPay website. DO NOT make payment to any other bank account or wallet, or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers. Credit Score and analysis are powered by Experian.