Frequently Asked Questions
Find instant answers to common questions about credit cards, loans, credit scores, and your AkikoPay account.
General
Everything you need to know about our platform, eligibility, and how we work.
AkikoPay (powered by Akiko Global Services Ltd.) is India's AI-powered financial super platform. We help you compare, apply for, and manage credit cards, personal loans, home loans, business loans, and more — all in one place.
Our platform uses advanced AI to match you with the best financial products from 40+ banking partners based on your profile, credit score, and needs — completely free of charge.
Yes, AkikoPay is 100% free for all customers. We do not charge any fee for comparing products, checking your credit score, or applying for financial products through our platform.
We are compensated by our banking and financial partners — never by you. If anyone claims to be from AkikoPay and asks for a fee, please report it immediately.
Any Indian resident aged 18 or above with a valid PAN card can use AkikoPay. Eligibility for specific financial products depends on individual criteria set by our banking partners, including:
AkikoPay partners with 40+ leading banks and NBFCs across India, including HDFC Bank, ICICI Bank, Axis Bank, SBI, Kotak Mahindra Bank, IndusInd Bank, and many more. This gives you access to a wide range of products to compare and choose from.
You can reach our support team through multiple channels:
Can't find the answer you're looking for? Our expert support team is available 24/7 to assist you with anything.
Security Notice: AkikoPay will never ask you to make a payment anywhere outside the secure AkikoPay website. DO NOT make payment to any other bank account or wallet, or divulge your bank/card details to fraudsters. We do not sell any loans on our own and do not charge any fee from our customers/viewers. Credit Score and analysis are powered by Experian.